Stepmagz.com, Benefits of WFTDA Insurance - Roller derby is a high-intensity sport that has gained popularity in recent years. It involves two teams of skaters who race around a track, trying to score points by passing members of the opposing team. While it is a fun and exciting sport, it also comes with inherent risks. That's why insurance coverage is crucial for roller derby athletes. In this article, we'll explore the 10 benefits of WFTDA Insurance for roller derby athletes.
What is WFTDA Insurance?
If you're a roller derby athlete, you know that the sport can be tough on your body. From hard hits to falls, there's always a risk of injury. That's where WFTDA insurance comes in. WFTDA (Women's Flat Track Derby Association) insurance is a type of insurance that covers roller derby athletes in case of injury during a bout or practice.
WFTDA insurance is required for all skaters who participate in WFTDA-sanctioned events. This includes both home and away games, as well as practices. The insurance covers a wide range of injuries, including broken bones, concussions, and torn ligaments. It also covers medical expenses, such as hospital stays, doctor visits, and physical therapy.
In addition to injury coverage, WFTDA insurance also provides liability coverage. This means that if you accidentally injure someone else during a bout or practice, the insurance will cover their medical expenses. This is important because roller derby is a full-contact sport, and accidents can happen. With WFTDA insurance, you can skate with peace of mind knowing that you're covered in case of injury or accident.
Coverage WFTDA Insurance
WFTDA insurance provides skaters with comprehensive coverage that includes medical expenses, disability benefits, and liability coverage. The insurance covers skaters both on and off the track, so you're covered even if you're injured during a non-derby activity.
The medical coverage provided by WFTDA insurance includes hospital stays, doctor visits, and physical therapy. It also covers ambulance rides, emergency room visits, and surgery. If you're injured during a bout or practice, the insurance will cover your medical expenses up to a certain amount.
In addition to medical coverage, WFTDA insurance also provides disability benefits. If you're injured and unable to work, the insurance will provide you with a weekly benefit to help cover your living expenses. The amount of the benefit depends on the severity of your injury and how long you're unable to work.
Overall, WFTDA insurance is an important investment for roller derby athletes. It provides comprehensive coverage that can help protect you in case of injury or accident. Whether you're a seasoned skater or just starting out, WFTDA insurance is a must-have for anyone who participates in WFTDA-sanctioned events. So, lace up your skates and hit the track with confidence knowing that you're covered with WFTDA insurance.
Benefit WFTDA Insurance
Roller derby is a high-contact sport that requires a lot of physical strength and endurance. As with any sport, injuries can happen, and that's why it's important for roller derby athletes to have insurance coverage. The Women's Flat Track Derby Association (WFTDA) offers insurance coverage for its members, and there are many benefits to having this coverage.
1. Liability Coverage
WFTDA insurance provides liability coverage for its members. This means that if a member is sued for causing bodily injury or property damage to someone else, the insurance policy will cover the costs of legal defense and any damages awarded. Liability coverage is important for roller derby athletes because the sport involves a lot of physical contact, and injuries can happen.
2. Accident Medical Coverage
Accident medical coverage is another benefit of WFTDA insurance. This coverage pays for medical expenses that result from an injury sustained during a roller derby event or practice. This includes doctor visits, hospital stays, and other medical expenses. Accident medical coverage is important for roller derby athletes because injuries can be costly, and this coverage can help offset those costs.
3. Dental Coverage
WFTDA insurance also provides dental coverage for its members. This coverage pays for dental expenses that result from an injury sustained during a roller derby event or practice. This includes dental work such as fillings, crowns, and root canals. Dental coverage is important for roller derby athletes because dental injuries can be painful and expensive to treat.
4. Disability Coverage
Disability coverage is another benefit of WFTDA insurance. This coverage provides income replacement if a member is unable to work due to an injury sustained during a roller derby event or practice. Disability coverage is important for roller derby athletes because injuries can prevent them from working, and this coverage can help them pay their bills while they recover.
5. Life Insurance
WFTDA insurance also provides life insurance coverage for its members. This coverage pays a lump sum to the member's beneficiary if the member dies as a result of an injury sustained during a roller derby event or practice. Life insurance is important for roller derby athletes because it provides financial security for their loved ones in the event of their untimely death.
6. Worldwide Coverage
WFTDA insurance provides worldwide coverage for its members. This means that members are covered for injuries sustained during roller derby events or practices anywhere in the world. Worldwide coverage is important for roller derby athletes because the sport is played internationally, and members may travel to compete in other countries.
7. Legal Defense Coverage
Legal defense coverage is another benefit of WFTDA insurance. This coverage pays for legal expenses if a member is sued for something that happened during a roller derby event or practice. Legal defense coverage is important for roller derby athletes because lawsuits can be expensive, and this coverage can help offset those costs.
8. Concussion Management Program
WFTDA insurance provides a concussion management program for its members. This program helps members manage and recover from concussions sustained during roller derby events or practices. Concussion management is important for roller derby athletes because concussions can have serious long-term effects if not managed properly.
9. Risk Management Resources
WFTDA insurance provides risk management resources for its members. These resources help members identify and mitigate risks associated with roller derby events and practices. Risk management is important for roller derby athletes because it helps prevent injuries and keeps members safe.
10. Affordable Coverage
Finally, WFTDA insurance is affordable for its members. The cost of insurance is included in the annual membership fee, which is reasonable compared to other insurance policies. Affordable coverage is important for roller derby athletes because it ensures that they have access to insurance coverage without breaking the bank.
WFTDA insurance offers many benefits to its members. From liability coverage to affordable insurance premiums, roller derby athletes can rest assured that they are covered in the event of an injury. If you're a roller derby athlete, consider joining the WFTDA and taking advantage of their insurance coverage.
Conclusion
WFTDA Insurance provides several benefits for roller derby athletes. These benefits include liability coverage, accident medical coverage, dental coverage, disability coverage, life insurance, worldwide coverage, legal defense coverage, concussion management, risk management resources, and affordable coverage. Roller derby athletes should consider obtaining WFTDA Insurance to protect themselves and their loved ones from financial ruin in the event of a roller derby-related injury or lawsuit.
FAQs (Frequently Asked Questions)
1. What is WFTDA Insurance?
WFTDA Insurance is an insurance policy that provides coverage for roller derby players who are members of the Women's Flat Track Derby Association (WFTDA). This insurance covers injuries that occur during sanctioned roller derby events and practices.
2. Do I need WFTDA Insurance if I already have my own health insurance?
Yes, you still need WFTDA Insurance even if you have your own health insurance. WFTDA Insurance provides additional coverage specifically for roller derby injuries that may not be covered by your regular health insurance.
3. How do I purchase WFTDA Insurance?
You can purchase WFTDA Insurance through the WFTDA website. You must be a member of a WFTDA-affiliated league in order to purchase this insurance.
4. What does WFTDA Insurance cover?
WFTDA Insurance covers medical expenses, disability benefits, and accidental death and dismemberment benefits for injuries sustained during sanctioned roller derby events and practices. It also includes coverage for liability claims against the league or individual skaters.
5. How much does WFTDA Insurance cost?
The cost of WFTDA Insurance varies depending on your location and the level of coverage you choose. Typically, it ranges from $40 to $80 per year. However, the cost may be higher for skaters in certain regions due to differences in insurance regulations.
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